advice-only financial advisors 2

https://getfinancialadvicewithoutedge.capitaljays.com/posts/why-financial-advice-without-sales-is-the-future-of-trusted-planning

An advice-only financial advisor doesn't sell products or manage investments—they just give you personalized guidance. You pay a flat fee or hourly rate for help with budgets, debt, or retirement plans. It's like having a coach who's on your side, not pushing commissions.