boq fixed term interest rates
https://www.evernote.com/shard/s687/sh/25750378-2cdd-ac0b-e1c8-3be57d435608/00f79c4a4b8e57845d1941b7144e75fa
It is said around 2003 Amazon CEO, Jeff Bezos, sent a memo to his personnel specifying that carrying on all Amazon teams would expose their info and performance through generic user interfaces (APIs) to be used