Lifetime cover protects you from massive costs like a £5,000 cruciate repair....

https://quebeck-wiki.win/index.php/Mid-market_lifetime_policies:_Is_%C2%A34,000_to_%C2%A37,000_actually_enough%3F

Lifetime cover protects you from massive costs like a £5,000 cruciate repair. Insurers love to hike premiums, so never auto-renew your policy blindly. Always start reshopping at month ten to find a fair deal before your current cover expires