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credit report dispute process

https://theremovewrongcreditentrydaily.dovetailscope.com/posts/how-to-remove-wrong-credit-entry-and-protect-your-credit-score

Filing a credit report dispute means contacting the credit bureau to challenge an error on your file, like an account you don't recognize or a wrong late payment. You'll need to gather proof, like a bank statement or identity theft affidavit, then submit the dispute online or by mail. The bureau usually investigates within 30 days, notifying the data furnisher, and if the error is confirmed, they correct your report. It's a straightforward process that can boost your credit score.