Shop off-exchange through a broker, directly with carriers, or by comparing...

https://www.bust-bookmark.win/small-businesses-can-compare-small-group-plans-through-a-broker-or-directly

Shop off-exchange through a broker, directly with carriers, or by comparing small-group plans. An HRA may suit teams that want to reimburse individual coverage. First, check that employees’ doctors and nearby hospitals are in each plan’s network.