Small businesses can shop off-exchange through a broker, buy directly from a...

https://augustxpmw986.raidersfanteamshop.com/health-insurance-for-remote-employees-in-different-states

Small businesses can shop off-exchange through a broker, buy directly from a carrier, or compare small-group plans. An HRA may help reimburse individual coverage. Before comparing premiums, check that your team’s doctors and clinics are in-network.