Small businesses can shop off-exchange through a broker, compare small-group...

https://charlie-wiki.win/index.php/How_Do_I_Build_an_Apples-to-Apples_Comparison_Sheet_for_Health_Plans%3F

Small businesses can shop off-exchange through a broker, compare small-group plans directly with carriers, or consider an HRA to reimburse individual coverage. Before comparing premiums, check whether employees’ doctors and hospitals are in-network.