start an advice-only practice 2

https://golf-wiki.win/index.php/How_Independent_Financial_Advisor_Support_Builds_a_Stronger_Practice

Starting an advice-only practice means you focus solely on offering financial guidance without managing or selling products. You charge fees for your expertise, not commissions, which builds trust with clients seeking unbiased planning. It's a lean, client-centered model perfect for advisors who prioritize clarity and independence over asset-based revenue. You spend more time listening and strategizing, less time on compliance tied to transactions.